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Terms of Use; - TFI’s Web site is a complimentary information service provided by TFI as a convenience to users, with the express condition that users agree to be bound by the terms and conditions of this User Agreement. TFI reserves the right to change the User Agreement terms and conditions at any time, and you must consult the most recent version of this User Agreement each time that you visit our Website. Use of TFI Website constitutes your acceptance of the terms and conditions included below. 

Limitation of Liability: - You agree that you will hold harmless TFI and its executive team, leadership team, consultants, directors, employees, and volunteers from all claims arising out of or related to your access or use of, or your inability to access or use, this Website or the information contained in this Website or other Websites to which it is linked. You also agree that TFI or the contributors of information to this Website shall NOT be liable to you or anyone else for any decision made or action taken by you in reliance on information provided on the TFI website or for any consequential, special or similar damages, even if advised of the possibility of such damages. 

Disclaimer on Professional Advice: - The information provided on TFI Website is provided for general information only. It is not intended as legal, medical or other professional advice, and should not be relied upon as a substitute for consultations with qualified professionals who are familiar with your individual needs. 

Disclaimer of Warranty:- TFI makes no warranties of any kind concerning this Website, including but not limited to any warranty of accuracy, completeness, currency, reliability, merchantability or fitness for a particular purpose, or any warranty that these pages, or the server that makes them available, are free of viruses or other harmful elements, and such warranties are expressly disclaimed. 

Endorsements;- TFI may provide links to other Web sites, which are not under the control of TFI. These links are included as a convenience to you and are not intended as an endorsement by TFI of the organization or individual operating the We site.  You understand that the opinions and recommendations included in those websites are not necessarily those of TFI or endorsed by TFI.  

Usage of Content;- TFI Web site, including - but not limited to -- text, graphics, logos, button icons, images, audio clips is proprietary to  TFI unless otherwise indicated, all information contained on this web site may not be copied, reproduced, transmitted, displayed, distributed or otherwise used in whole or in part in any manner without  TFI's prior permission, except that the user may make such temporary copies in a single computer's RAM and hard drive cache as are necessary to browse the Web site,  and the user may make one permanent printout of each page of the Web site to be used by the user for personal and uses which do not harm the reputation of TFI. 

Jurisdiction; - This Website (excluding linked sites) is controlled by TFI, which is located in Lowell, Massachusetts, in the United States of America.  It can be accessed from other states, as well as from other locations around the world.  Each of these locations have laws that may differ from those of Massachusetts. Therefore, by accessing this Web site both you and TFI agree that the statutes and laws of Massachusetts, without regard to principles of conflicts of law in Massachusetts or elsewhere, shall apply to all matters arising from or relating to use of this Website. 

Conduct;- You agree that you are prohibited from using this site to commit fraudulent activities, violate any law, statute, ordinance or regulation. Furthermore, no communications passing through this site may be defamatory, libelous, unlawfully threatening or unlawfully harassing, obscene or contain any viruses, Trojan horses, worms, time bombs, cancel bots or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.   TFI will take immediate action to prevent violators of this policy from using our site. 

TFI Website User Agreement:-Terms and Conditions
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